Money Management Program

Money Management Program

Helping you stay organized, supported, and financially independent

SVCOA’s Money Management Program matches trained volunteer bill payers with low-income older adults who need help managing day-to-day financial tasks.

This service is ideal for individuals who may be at risk of falling behind on bills, are feeling overwhelmed by paperwork, or simply want a trusted person to assist with staying on top of monthly expenses.

How It Works

• The first meeting includes working together to create a simple monthly budget.

• Each month, your trained volunteer will:

  • Organize and review incoming bills

  • Help write checks and prepare payments

  • Reconcile your checkbook and track balances

  • Ensure bills are paid accurately and on time

All volunteers are fully insured and have completed required background checks for your peace of mind.

Program Benefits

• Stay current on monthly bills

• Reduce stress around paperwork

• Maintain control of your finances

• Avoid late fees or service disruptions

• Build trust with a trained, supportive volunteer

Is This Program Right for You?

If you’re an older adult with a limited income and need help keeping up with bills, this program may be a good fit.

To learn more, call the SVCOA HelpLine at 1-800-642-5119
We’re here to answer questions and help you get started.

Representative Payee Program

Helping clients manage their benefits safely and securely

The SVCOA Representative Payee Program is authorized by the Social Security Administration and the Vermont Department of Disabilities, Aging, and Independent Living to help individuals who are unable to manage their own financial benefits due to a physical or mental health condition.

This service ensures that each person's basic needs are met—while promoting financial stability and long-term well-being.

Who It’s For

This program serves beneficiaries who are medically determined to be unable to manage their finances independently. A healthcare provider must confirm the need for support.

What the Program Does

SVCOA’s Representative Payee staff manage the client's Social Security or other designated income to ensure that:

• Rent, utilities, and housing costs are paid

• Food and medical needs are met

• Essential expenses like clothing and transportation are covered

• Any remaining funds are set aside as a personal allowance for the client’s independent use

This balance helps individuals maintain their independence and continue living in the setting of their choice.

Our Goal

The goal of the Representative Payee Program is to provide:

• Immediate financial stability

• Ongoing peace of mind

• A greater sense of control and independence for the beneficiary

Get in Touch

To learn more about the Representative Payee Program or other money management services, call the SVCOA HelpLine at:

1-800-642-5119